Get Cheap Renters Insurance Quotes Online the Easy Way

Looking for renters insurance? Want to know how to get cheap renters insurance quotes online quickly and easily? Here's how ...

What is renters insurance?

Renters insurance pays for damage or loss to your personal property such as furniture, electronic equipment, clothing, jewelry, and collections. It covers losses caused by fire, vandalism, theft, water damage, and acts of nature excluding earthquakes and floods.

Your policy will pay your living expenses if you need to live somewhere else when your home becomes uninhabitable due to fire, water damage, or other reasons.

It also pays for a visitor's medical expenses if they hurt themselves in your home, and pays for judgments and legal expenses if they sue you.

How much renters insurance do I need?

To find out how much renters insurance coverage you need, take inventory of all your personal possessions.

Make a list of each item and it's value. Include serial numbers and save receipts if you have them. Take pictures of your possessions and keep them with your inventory list in a fireproof place.

Add up the total value of all your possessions to get the amount of coverage you need to replace them.

Where can I get cheap renters insurance quotes online?

The difference in premiums for renters insurance can vary by hundreds of dollars from one company to the next, so it pays to shop for the best price.

The easiest way to shop for renters insurance is to go to an insurance comparison website where you'll get quotes from a number of insurance companies. All you do is fill out a simple questionnaire and wait to get quotes.

Some of these sites even have a chat section where you can ask an insurance expert any question you may have about renters insurance. (See link below.)