Wednesday, January 09, 2008

Motor - Costly Prangs

According to a recent survey carried out by the Motor Insurance Repair Research Centre, claims involving the substitution of bumpers after minor accidents are on the rise in the UK.

Drivers are paying out a concerted £2 billion per twelvemonth in order to cover the cost of harm to bumpers.

With a wider scope of companies now offering inexpensive auto insurance, drivers now have got more than assortment when it come ups to choosing a policy that lawsuits them.

But whilst the terms of a insurance premium may be inexpensive in some cases, the costs of replacing bumpers after little prangs and scrapings can turn out dearly-won for the policyholder.

The study establish that some of the UK's top merchandising autos could prolong important harm from the least of impacts - even at velocities as low as six statute miles per hour.

The Centre carried out diagnostic tests on 20 bumpers, of which 18 failed to do the grade. As a result, coverage claims are put to stay at a high degree owed to the Numbers of people having to do claims for minor incidents simply because of the disbursals involved in fixing bumper damage.

The consequences of these prangs are proving dearly-won to the human race of auto insurance. The Numbers of claims goes on to lift as a consequence of the fix measures from claims which affect the least of prangs.

The Centre believes that the huge bulk of these peculiar fixes could be avoided if makers fitted reinforced bumper beams, which could take to a decrease in auto coverage claims.

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